Governance
Oversight of Fair Customer Service

Good Governance Promotion and Transparent Business Conduct

Since 2010, TISCO Financial Group Public Company Limited and our three subsidiaries—TISCO Bank Public Company Limited, TISCO Securities Company Limited, and TISCO Asset Management Company Limited—have been members of the Thai Private Sector Collective Action Against Corruption (CAC). Our membership was renewed for a third term from 2022 to 2025, and currently in the process of renewing for a fourth term in 2025.
TISCO Group is committed to and actively advocates for transparent business practices, instilling in employees to perform their tasks with integrity by defining it as one of the organization’s values and specified in the code of conduct. In addition, the following actions are also taken;

Established a centralized management approach for the Anti-Corruption Policy, as well as guidelines on key issues such as a no-gift policy, banning illicit payments, prohibiting political contributions, and implementing whistleblowing procedures.

Foster a culture of integrity and promoting anti-corruption practices across the organization by embedding integrity as a core organizational value and formalizing it through guidelines outlined in the employee handbook

Provide channels for information or questions regarding non-compliance with the company’s business ethics and anti-corruption policy.

Urged all business partners to uphold fair treatment of workers, respect human rights, prioritize occupational safety, and combat all forms of corruption, as well as encourages partners to become members of the Thai Private Sector Collective Action Against Corruption (CAC).
Prudent Risk Management

TISCO Group attaches great importance to corporate risk management under the principle of prudence and follows the Risk Governance Framework, taking into account the balance between business expansion and risk-appropriate returns in the context of business and financial diversification. TISCO Group has established an appropriate and clear risk management structure and policy, as well as continually strengthening the risk management culture among directors, executives, and employees at various levels to promote risk awareness and understanding of their roles and responsibilities and to respond effectively to potential changes.
Data Governance and Cyber Security

TISCO Group adheres to the highest standards of information system security and has set up clear policies and guidelines for cybersecurity and IT risk management in accordance with international standards such as ISO/IEC 27001. A Data Governance structure was also in place, outlining personal data handling and control processes and systems in accordance with the Personal Data Protection Act to prevent potential risks from the misuse or unauthorized disclosure of personal data that does not meet the consented purpose from the data subject or does not comply with the requirements of the law. In addition, a Data Breach Response Plan was established as a mechanism to prevent and mitigate potential damages.