Rates and Fees

Current rate

Last Updated November 1 2024
Deposit Rates UNIT: % P.A.
Standard Savings 0.25
Basic Banking Account 0.25
TISCO My Savings 0.25 - 2.00
TISCO e-Savings 0.50-1.55
Premium Savings 0.25 - 0.50
Super Savings 0.25 - 0.70
Diamond Savings 0.25 - 0.80
Blue Diamond Savings 0.25 - 0.90
Standard Current 0.00
Special Current 0.25 - 0.50
Recurring Deposits  2.10 - 2.20
Term Deposits 0.25 - 2.10
Special Term Deposits 2.10
Basic Savings 0.25
One Savings 0.25
Smart Payroll 0.25 - 0.90
mSavings 0.25
Power Savings Plus 0.00 - 0.80
Business Saving Max 0.25
Fixed Savings 0.25 
Fix Rate 0.00
Index Rate 0.00
Fix Rate Smart Savings 0.00
Lending Rate UNIT: % P.A.
MLR (Minimum Loan Rate) 7.950
MOR (Minimum Overdraft Rate) 7.950
MRR (Minimum Retail Rate) 8.000
MHR (Minimum Housing Rate) 7.540
Equipment Leasing Rate UNIT: % P.A.
New equipment 7.00 - 11.00
Used equipment 8.00 - 12.00
4 Year Hire Purchase Loan Rate UNIT: % P.A.
New Motorcycle 4.00 - 8.00
New Car 3.00 - 5.00
Used Car (Age of car less than or equal to 10 years) 5.00 - 8.30
Used Car (Age of car more than 10 years) 6.00 - 8.30
Used Car (Sale and Lease Back) 6.00 - 8.30
New Truck & Trailer 4.00 - 7.00
Used Truck 7.00 - 9.00
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